/* =========================================
   CONFIGURACIÓN GENERAL
========================================= */

*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

html{
    scroll-behavior:smooth;
}

body{
    font-family:Arial, Helvetica, sans-serif;
    background:#f4f6f9;
    color:#1f2937;
}

a{
    text-decoration:none;
    color:inherit;
}


/* =========================================
   HEADER
========================================= */

.inicioHeader{

    position:fixed;

    top:0;
    left:0;
    right:0;

    z-index:1000;

    background:rgba(15,23,42,.94);

    backdrop-filter:blur(12px);

    border-bottom:1px solid rgba(255,255,255,.08);

}

.inicioHeaderContenido{

    width:100%;
    max-width:1400px;

    min-height:78px;

    margin:auto;

    padding:0 30px;

    display:flex;

    align-items:center;

    gap:30px;

}


/* =========================================
   LOGO
========================================= */

.inicioLogo{

    display:flex;

    align-items:center;

    gap:12px;

    color:#fff;

    flex-shrink:0;

}

.inicioLogoIcono{

    width:42px;
    height:42px;

    display:flex;

    align-items:center;
    justify-content:center;

    border-radius:10px;

    background:#2563eb;

    font-size:19px;

}

.inicioLogoTexto{

    display:flex;

    flex-direction:column;

    line-height:1.1;

}

.inicioLogoTexto strong{

    font-size:16px;

    letter-spacing:.5px;

}

.inicioLogoTexto span{

    margin-top:4px;

    font-size:10px;

    color:#93c5fd;

    letter-spacing:2px;

}


/* =========================================
   NAVEGACIÓN
========================================= */

.inicioNav{

    display:flex;

    align-items:center;

    justify-content:center;

    gap:28px;

    flex:1;

}

.inicioNav a{

    color:#dbeafe;

    font-size:14px;

    font-weight:600;

    transition:.2s;

}

.inicioNav a:hover{

    color:#fff;

}


/* =========================================
   BOTÓN SOLICITUD
========================================= */

.inicioBtnSolicitud{

    display:flex;

    align-items:center;

    gap:8px;

    padding:11px 17px;

    background:#2563eb;

    color:#fff;

    border-radius:8px;

    font-size:13px;

    font-weight:700;

    white-space:nowrap;

    transition:.25s;

}

.inicioBtnSolicitud:hover{

    background:#1d4ed8;

    transform:translateY(-1px);

}


/* =========================================
   HERO
========================================= */

.hero{

    position:relative;

    min-height:100vh;

    display:flex;

    align-items:center;

    overflow:hidden;

    background:

        linear-gradient(
            90deg,
            rgba(15,23,42,.94),
            rgba(15,23,42,.72),
            rgba(15,23,42,.35)
        ),

        url("/assets/img/hero-finanzas.png");

    background-size:cover;

    background-position:center;

}

.heroOverlay{

    position:absolute;

    inset:0;

    background:
        linear-gradient(
            180deg,
            rgba(15,23,42,.20),
            rgba(15,23,42,.45)
        );

}

.heroContenido{

    position:relative;

    z-index:2;

    width:100%;

    max-width:1400px;

    margin:auto;

    padding:140px 30px 100px;

}

.heroEtiqueta{

    display:inline-flex;

    align-items:center;

    gap:8px;

    margin-bottom:22px;

    padding:8px 13px;

    border:1px solid rgba(147,197,253,.35);

    border-radius:30px;

    background:rgba(37,99,235,.18);

    color:#bfdbfe;

    font-size:12px;

    font-weight:700;

    text-transform:uppercase;

    letter-spacing:1px;

}

.hero h1{

    max-width:780px;

    color:#fff;

    font-size:clamp(42px,6vw,72px);

    line-height:1.05;

    letter-spacing:-2px;

    margin-bottom:25px;

}

.hero h1 span{

    display:block;

    color:#93c5fd;

}

.heroContenido > p{

    max-width:650px;

    margin-bottom:35px;

    color:#e2e8f0;

    font-size:19px;

    line-height:1.7;

}


/* =========================================
   HERO BOTONES
========================================= */

.heroAcciones{

    display:flex;

    align-items:center;

    gap:14px;

    flex-wrap:wrap;

}

.heroBtnPrincipal{

    display:flex;

    align-items:center;

    gap:12px;

    padding:16px 23px;

    background:#2563eb;

    color:#fff;

    border-radius:9px;

    font-size:15px;

    font-weight:700;

    box-shadow:0 10px 30px rgba(37,99,235,.35);

    transition:.25s;

}

.heroBtnPrincipal:hover{

    background:#1d4ed8;

    transform:translateY(-2px);

}

.heroBtnSecundario{

    padding:15px 22px;

    border:1px solid rgba(255,255,255,.3);

    border-radius:9px;

    color:#fff;

    font-size:14px;

    font-weight:600;

    transition:.25s;

}

.heroBtnSecundario:hover{

    background:rgba(255,255,255,.1);

}


/* =========================================
   CONFIANZA
========================================= */

.heroConfianza{

    display:flex;

    flex-wrap:wrap;

    gap:25px;

    margin-top:45px;

}

.heroConfianza div{

    display:flex;

    align-items:center;

    gap:8px;

    color:#cbd5e1;

    font-size:12px;

}

.heroConfianza i{

    color:#60a5fa;

}


/* =========================================
   SCROLL
========================================= */

.heroScroll{

    position:absolute;

    bottom:25px;

    left:50%;

    transform:translateX(-50%);

    width:38px;
    height:38px;

    display:flex;

    align-items:center;
    justify-content:center;

    border:1px solid rgba(255,255,255,.25);

    border-radius:50%;

    color:#fff;

}


/* =========================================
   SECCIONES
========================================= */

.seccion{

    padding:110px 30px;

}

.seccionContenido{

    width:100%;

    max-width:1200px;

    margin:auto;

}

.seccionTitulo{

    max-width:700px;

    margin-bottom:55px;

}

.seccionTitulo span{

    color:#2563eb;

    font-size:12px;

    font-weight:800;

    letter-spacing:2px;

}

.seccionTitulo h2{

    margin:12px 0 18px;

    color:#0f172a;

    font-size:clamp(30px,4vw,45px);

    line-height:1.15;

}

.seccionTitulo p{

    color:#64748b;

    font-size:16px;

    line-height:1.7;

}

.seccionTitulo.centrado{

    max-width:700px;

    margin-left:auto;

    margin-right:auto;

    text-align:center;

}


/* =========================================
   ACERCA
========================================= */

.seccionAcerca{

    background:#fff;

}

.beneficiosGrid{

    display:grid;

    grid-template-columns:repeat(3,1fr);

    gap:25px;

}

.beneficio{

    padding:30px;

    border:1px solid #e5e7eb;

    border-radius:14px;

    background:#fff;

    transition:.25s;

}

.beneficio:hover{

    transform:translateY(-5px);

    box-shadow:0 15px 35px rgba(15,23,42,.08);

}

.beneficioIcono{

    width:50px;
    height:50px;

    display:flex;

    align-items:center;
    justify-content:center;

    margin-bottom:22px;

    border-radius:12px;

    background:#eff6ff;

    color:#2563eb;

    font-size:21px;

}

.beneficio h3{

    margin-bottom:10px;

    color:#0f172a;

    font-size:18px;

}

.beneficio p{

    color:#64748b;

    line-height:1.6;

    font-size:14px;

}


/* =========================================
   PROCESO
========================================= */

.seccionProceso{

    background:#f4f6f9;

}

.pasosGrid{

    display:grid;

    grid-template-columns:repeat(4,1fr);

    gap:20px;

}

.paso{

    position:relative;

    padding:30px;

    background:#fff;

    border-radius:14px;

    border:1px solid #e5e7eb;

}

.pasoNumero{

    position:absolute;

    top:18px;

    right:20px;

    color:#dbeafe;

    font-size:28px;

    font-weight:800;

}

.pasoIcono{

    width:52px;
    height:52px;

    display:flex;

    align-items:center;
    justify-content:center;

    margin-bottom:22px;

    border-radius:12px;

    background:#eff6ff;

    color:#2563eb;

}

.paso h3{

    margin-bottom:10px;

    color:#0f172a;

}

.paso p{

    color:#64748b;

    font-size:14px;

    line-height:1.6;

}


/* =========================================
   FAQ
========================================= */

.seccionPreguntas{

    background:#fff;

}

.faqLista{

    max-width:850px;

    margin:auto;

}

.faqItem{

    border-bottom:1px solid #e5e7eb;

}

.faqItem summary{

    list-style:none;

    cursor:pointer;

    display:flex;

    align-items:center;

    justify-content:space-between;

    gap:20px;

    padding:22px 5px;

    color:#0f172a;

    font-size:16px;

    font-weight:700;

}

.faqItem summary::-webkit-details-marker{

    display:none;

}

.faqItem summary i{

    color:#2563eb;

    transition:.2s;

}

.faqItem[open] summary i{

    transform:rotate(45deg);

}

.faqItem p{

    padding:0 40px 22px 5px;

    color:#64748b;

    font-size:14px;

    line-height:1.7;

}


/* =========================================
   CTA
========================================= */

.seccionCTA{

    padding:70px 30px;

    background:#1f2937;

}

.ctaContenido{

    max-width:1200px;

    margin:auto;

    display:flex;

    align-items:center;

    justify-content:space-between;

    gap:30px;

}

.ctaContenido span{

    color:#93c5fd;

    font-size:11px;

    font-weight:800;

    letter-spacing:2px;

}

.ctaContenido h2{

    margin:8px 0;

    color:#fff;

    font-size:36px;

}

.ctaContenido p{

    color:#cbd5e1;

}

.ctaBtn{

    display:flex;

    align-items:center;

    gap:12px;

    padding:15px 22px;

    background:#2563eb;

    color:#fff;

    border-radius:9px;

    font-weight:700;

    white-space:nowrap;

    transition:.25s;

}

.ctaBtn:hover{

    background:#1d4ed8;

}


/* =========================================
   CONTACTO
========================================= */

.seccionContacto{

    background:#f4f6f9;

}

.contactoGrid{

    display:grid;

    grid-template-columns:1fr 1fr;

    gap:25px;

}

.contactoDatos,
.contactoMensaje{

    background:#fff;

    border-radius:14px;

    padding:30px;

    border:1px solid #e5e7eb;

}

.contactoItem{

    display:flex;

    align-items:center;

    gap:15px;

    padding:20px 0;

    border-bottom:1px solid #eef2f7;

}

.contactoItem:last-child{

    border-bottom:none;

}

.contactoIcono{

    width:45px;
    height:45px;

    display:flex;

    align-items:center;
    justify-content:center;

    border-radius:10px;

    background:#eff6ff;

    color:#2563eb;

}

.contactoItem small{

    display:block;

    margin-bottom:5px;

    color:#64748b;

    font-size:11px;

    text-transform:uppercase;

    letter-spacing:.7px;

}

.contactoItem strong{

    color:#0f172a;

    font-size:15px;

}

.contactoMensaje{

    display:flex;

    flex-direction:column;

    align-items:center;

    justify-content:center;

    text-align:center;

}

.contactoMensaje > i{

    margin-bottom:18px;

    color:#2563eb;

    font-size:40px;

}

.contactoMensaje h3{

    margin-bottom:10px;

}

.contactoMensaje p{

    color:#64748b;

}


/* =========================================
   FOOTER
========================================= */

.inicioFooter{

    background:#111827;

    color:#cbd5e1;

    padding:45px 30px 20px;

}

.inicioFooterContenido{

    max-width:1200px;

    margin:auto;

    display:flex;

    justify-content:space-between;

    gap:30px;

}

.inicioFooter strong{

    color:#fff;

}

.inicioFooter p{

    margin-top:8px;

    font-size:13px;

}

.footerLinks{

    display:flex;

    flex-wrap:wrap;

    gap:20px;

}

.footerLinks a{

    font-size:13px;

    transition:.2s;

}

.footerLinks a:hover{

    color:#fff;

}

.footerCopyright{

    max-width:1200px;

    margin:35px auto 0;

    padding-top:20px;

    border-top:1px solid rgba(255,255,255,.08);

    text-align:center;

    font-size:12px;

}


/* =========================================
   RESPONSIVE
========================================= */

@media(max-width:1000px){

    .inicioNav{

        gap:15px;

    }

    .inicioNav a{

        font-size:12px;

    }

    .beneficiosGrid{

        grid-template-columns:1fr;

    }

    .pasosGrid{

        grid-template-columns:repeat(2,1fr);

    }

}


@media(max-width:800px){

    .inicioHeaderContenido{

        min-height:70px;

        padding:0 20px;

    }

    .inicioNav{

        display:none;

    }

    .inicioBtnSolicitud{

        margin-left:auto;

    }

    .heroContenido{

        padding:130px 25px 90px;

    }

    .hero h1{

        letter-spacing:-1px;

    }

    .heroContenido > p{

        font-size:16px;

    }

    .contactoGrid{

        grid-template-columns:1fr;

    }

    .ctaContenido{

        flex-direction:column;

        align-items:flex-start;

    }

}


@media(max-width:600px){

    .inicioLogoTexto{

        display:none;

    }

    .inicioBtnSolicitud{

        padding:10px 13px;

        font-size:12px;

    }

    .heroAcciones{

        flex-direction:column;

        align-items:stretch;

    }

    .heroBtnPrincipal,
    .heroBtnSecundario{

        justify-content:center;

        text-align:center;

    }

    .heroConfianza{

        flex-direction:column;

        gap:12px;

    }

    .seccion{

        padding:75px 20px;

    }

    .pasosGrid{

        grid-template-columns:1fr;

    }

    .ctaContenido h2{

        font-size:29px;

    }

    .inicioFooterContenido{

        flex-direction:column;

    }

}